As a policy-issuing program carrier, we provide a bridge that enables a broad range of clients to pursue new market opportunities, reach a national marketplace, or respond to financial leverage needs. Our clients include:

• Managing general agents (MGAs) and other program managers writing specialized books of business that are reinsured with third-party reinsurers and carriers affiliated with the program managers
• Direct writers that require broader licensing or the use of an 'A' (Excellent) A.M. Best rating to access business
• Alien insurance companies writing in the U.S., either directly or through program managers
• Domestic companies seeking additional business free of channel conflicts
• Companies looking to reduce financial leverage

Read what our clients say about State National’s Program Services.