Proven Collateral Protection for Credit Unions

Stellar service for your members. Fewer hassles for your employees. And greater protection for your portfolio. As the industry leader in Collateral Protection Insurance (CPI), that’s what State National can bring to your credit union every day. Our CPI program comes with powerful tools like InsurTrak, the industry’s most advanced — and only fully online — tracking system. We also offer programs like Monthly Auto Protection (MAP) and Claims Advocacy & Recovery Services (CARS), tailored to your needs so that you can minimize risks and maximize benefits.

The Ultimate Checklist for Credit Unions

The Ultimate Checklist for Credit Unions

Take greater care of your members.

We have a reputation for exceptional service and support. When your members call, they’ll talk to a trained, courteous representative who knows collateral protection inside and out.

Simply a better choice.

Regardless of which insurance option you choose, you can count on:

  • Proven collateral protection programs with little impact on your staff.
  • A fast and efficient process, thanks to advanced technologies like InsurTrak — our web-based, real-time CPI management system.
  • Less borrower noise with extensive proactive verification and the industry’s most sophisticated notice cycle.

“Before we switched to InsurTrak I was probably spending at least two hours a day, looking at reports, manually posting and manually refunding. Some days, more than that. Now, it might be 15 minutes. It’s night and day.”

Karen Hoeppner, Vice President of Lending, Richfield Bloomington Credit Union

Switch without a glitch.

The process for converting your CPI program to State National covers all the bases, with clearly defined responsibilities that make it easy on you and your staff. Get started today.

A full range of options to fit your needs.

Contact us to learn more about:

Collateral Protection Insurance (CPI). Our solution is built on advanced technology and customer support that minimizes the impact on your borrowers and your staff like no other provider. With nearly a half-century of experience, innovation, and commitment, State National is the proven leader in CPI. Today, you can turn to us for the industry’s broadest protection for your auto portfolio’s bottom line.

Monthly Auto Protection (MAP). Unlike many other monthly payment plans, MAP brings you cost-effective protection without sacrificing the coverage you need and the service you want, including State National’s proprietary online tracking and management tools.

Claims Advocacy & Recovery Services (CARS). Boost your bottom line by mitigating portfolio losses associated with repossession and remarketing. It’s a smart way to reduce internal expenses and free up more time, and it’s provided at a reasonable cost in connection with any of State National’s programs.

White Papers

CPI, Blanket, and Self-Insurance: Which Is Better for Your Financial Institution?

What is Collateral Protection Insurance (CPI) and Does Your CU Need It?

Understanding how CPI works will help you decide if it is the best way to mitigate risk in your credit union.

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Portfolio Protection Program Comparison

A No-Nonsense Guide to Choosing the Right Portfolio Protection Program for Your Credit Union

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From High-Tech to High-Touch

How Artificial Intelligence Empowers Financial Institutions to Humanize the Digital Customer Experience