Collateral Protection for Banks

Reduce your bank’s portfolio risk and glean strategic insights through Collateral Protection Insurance (CPI) from State National. You can also take advantage of other portfolio protection options like Claims Advocacy & Recovery Services (CARS) and Monthly Auto Protection (MAP).

Lower risk through higher standards.

  • Complete compliance oversight: It’s important to you, so it’s important to us. We guarantee that every program is compliant with all applicable insurance regulations.
  • Outstanding personal service: Whenever your customers have an insurance issue, they can contact our office and our highly trained reps will assist.
  • Streamlined process: InsurTrak, our powerful and easy-to-use online system, ensures that the entire process runs quickly and smoothly.

“Since we began our partnership with State National, we’ve been able to reduce false forced placements by almost two-thirds, which definitely elevates the customer experience.”

Lora Stebleton, Vice President of Payments & Customer Service, Gate City Bank

We’re accountable to you.

State National provides everything you want in a business partner. We’re extremely solid financially with strong internal controls, procedures, and policies. Contact us to learn more about our programs.

Collateral Protection Insurance (CPI). Our solution is built on advanced technology and customer support that minimize the impact on your borrowers and your staff like no other provider. With nearly a half-century of experience, innovation, and commitment, State National is the proven leader in CPI. Today, you can turn to us for the industry’s broadest protection for your auto portfolio’s bottom line.

Claims Advocacy & Recovery Services (CARS). Boost your bottom line by mitigating portfolio losses associated with repossession and remarketing. It’s a smart way to reduce internal expenses and free up more time, and it’s provided at a reasonable cost in connection with any of State National’s programs.

Monthly Auto Protection (MAP). Unlike many other monthly payment plans, MAP brings you cost-effective protection without sacrificing the coverages you need and the service you want, including State National’s proprietary online tracking and management tools.

Vendor Single Interest (Blanket) Coverage. This no-frills option offers predictable costs with a lower benefit.