Specialized Loan Protection for Finance Companies and Specialty Lenders

As the industry leader in portfolio protection, State National can help increase your bottom line with affordable, hassle-free solutions for you and your borrowers. Take advantage of outstanding services like Add1 Total Protection, Collateral Protection Insurance (CPI), Monthly Auto Protection (MAP), and Claims Advocacy & Recovery Services (CARS). These programs make it easier than ever for you to get portfolio protection tailored to your specific needs — plus, they’re all backed by the exceptional service and advanced systems our clients have counted on for years.

The Ultimate Checklist - Finance Companies

The Ultimate Checklist for Finance Companies

ADD1 Total Protection — protection from total losses with less risk of default.

An industry first, Add1 offers a whole new level of flexibility in an affordable, easy-to-administer program for protection against total losses. Place just one policy, then collect from customers and pay us monthly. By covering only total losses, you keep premiums low and minimize the risk profile impact of your borrowers, helping to reduce delinquencies. The program requires no changes to your servicing system while providing complete insurance tracking, reporting, and customer service. Add1 was also carefully designed to benefit securitized loans — with premiums assessed outside of the trust, but all claims paid benefiting the trust. Contact us to learn more.

“You have to be savvy with technology to be effective with this kind of insurance product. We were looking for a company that could help, that had the right technology. We looked at 3 or 4 other companies and State National was far and above everybody else.”

Mark Fessler, CFO, Pronto Finance

Compliance that puts you at ease.

It’s important to you, so it’s important to us. Each program, from Add1 to comprehensive CPI, is backed by meticulous recordkeeping that makes sure you stay compliant with all applicable insurance regulations — and it’s fully transparent, so you can easily demonstrate it at any time.

Simple to implement, simple to use.

  • We’ll get you set up in as little as 6 weeks.
  • InsurTrak, our easy-to-use online system, makes the entire process run quickly and smoothly.

A full range of options to fit your needs.

Contact us to learn more about:

Collateral Protection Insurance (CPI). Our solution is built on advanced technology and customer support that minimize the impact on your borrowers and your staff like no other provider. With nearly a half-century of experience, innovation, and commitment, State National is the proven leader in CPI. Today, you can turn to us for the industry’s broadest protection for your auto portfolio’s bottom line.

Monthly Auto Protection (MAP). Unlike many other monthly payment plans, MAP brings you cost-effective protection without sacrificing the coverage you need and the service you want, including State National’s proprietary online tracking and management tools.